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In the traditional sense, pensions are roughly calculated like this. If you start collecting after the age of 60 and live an average life of 78 years, you can get 18 years. If you catch up with the longest period of delayed retirement, you can get 15 years if you retire at the age of 63. In addition, if you live 80+ or 90+, you will get more.The individual pension system has been extended to the whole country.

On December 12th, it was reported that from December 15th, the personal pension system was pushed from the original 36 pilot cities (regions) to the whole country.This 1288 yuan plus your local basic pension is what you can get. If the foundation is 400, you can get 1688. The base is 200, and you can get 1488.Individuals voluntarily deposit a sum of money in a specific account, which does not exceed 12,000 yuan per year, that is, it does not exceed 1000 yuan per month.

Different from ordinary bank financing, funds and commercial insurance, individual pension contributions can enjoy preferential policies of deferred taxation.References:According to the news of Viewpoint.com, the number of individual pension accounts in China has exceeded 70 million, and the number of products available for investment has reached 836.